Self-employed, contractors, seasonal & gig workers

Steady bills, even when your income isn’t

Busy months, quiet months, late-paying customers. ClearDebt turns uneven income into a calm, regular routine, so the power, phone and rent are always covered.

Talk to Alex 021 070 9068

Sound familiar?

Feast or famine

A great month is followed by a lean one, and the bills don’t wait.

Business and personal blur

It’s hard to tell what money is actually yours to spend this week.

Big bills catch you out

Insurance, rego and annual levies land just when cash is tight.

How ClearDebt helps

A buffer for quiet months

Keep a credit balance in your ClearDebt Account to cover fluctuations in income.

A fixed living allowance

Pay yourself the same amount each period; any surplus is saved for later.

Set aside for known bills

Your budget can put money aside each pay for the bills you know are coming.

Your savings, on demand

Withdraw savings Monday to Friday — requests before 5pm are processed the same day.

Questions

My income comes in at different times. Can I still use ClearDebt?

Yes. We aim to build a budget that fits your cash flow. However, we don’t provide finance or working capital, so we can’t pay out more than comes in.

Do you do my tax or business accounts?

No, we don’t provide tax or business advice, but with your approval we can work alongside your accountant and other advisers.

Am I locked in?

No. There’s no minimum contract and you can cancel any time.

Get off the income rollercoaster

A no-obligation chat with Alex will tell you if ClearDebt fits your work.

Call Alex 021 070 9068