ClearDebt is an online professional budgeting system. We help our clients gain control of their finances, achieve their financial goals and manage personal debt.
Kia ora · Talofa lava · Mālō e lelei · Kia orana · Bula vinaka
Take control of your money — for you and your whānau
Professional Total Money Management, structure and support, trusted by Kiwis since 2002. We pay your bills on time, every time — and the money left over is yours to spend.
Free to joinNo long-term contractTrust Account reconciled twice dailyStatement emailed every time your bills are paid
Here for every whānau
Whoever you are and wherever you live in Aotearoa, a ClearDebt Account gives your money a plan. Choose the situation that sounds most like yours.
Families & householdsEvery household bill paid on time, a living allowance you can count on, and no more dishonour fees.How it works →Self-employed & irregular incomeContractors, seasonal and gig workers: smooth out the good months and the lean ones.Find out more →Retirees & families supporting a parentBills taken care of on NZ Super — and peace of mind for the whānau who worry.Find out more →Young adults & first-time earnersRent, phone, rego and buy-now-pay-later sorted — and finally start saving.Find out more →Homeowners feeling the squeezeGood income but nothing left? Get mortgage, bills, rates and cards under one plan.Find out more →Social workers & professionalsSupport workers, navigators, lawyers and advisers: refer a client to someone that cares.Partner with us →
Four simple steps to peace of mind
1
A friendly Fact Find
We get to know you and your whānau and every bill you have. No need to feel embarrassed — no problem is too big.
2
Your budget, agreed
Your dedicated Money Manager builds a budget in line with your income, paid weekly, fortnightly or monthly.
3
Redirect your income
Your wages, salary, benefit or Working for Families Tax Credits go into your own ClearDebt Account.
4
Bills paid, same day
Received before 10pm? Your bills and living allowance go out the same day — usually in your bank within 2 hours.
What changes when you join
✓ Less stress from money worries✓ Money left over is yours to spend✓ No more AP/DD dishonour fees✓ Fewer bank charges and less interest✓ Prompt payment discounts✓ No late payment penalties✓ Repay unsecured debt at a rate you can afford (T&Cs apply)✓ Save towards your goals✓ Build a repayment history
Peace of mind
ClearDebt Accounts are transparent, safe and secure. A statement is emailed to you every time your bills are paid, so you always know where your money is going. Our Trust Account is reconciled twice daily and we use enterprise-class computing systems.
We never give, lease, sell or disclose your personal information unless you tell us to.
It pays for itself
ClearDebt is free to join, with no minimum contract — cancel any time. A small regular account fee from $15 per week is easily offset by the fees, penalties and interest you stop paying.
Ask Alex if it suits youNgā kōrero — in our clients’ words
“We can now sleep at night and wish we had heard of ClearDebt before.”
“I can see light at the end of the tunnel.”
“Thank you very much for all your time and effort in getting me debt free.”
Whakapā mai · Contact us
Let’s have a kōrero
Call Alex for a no-obligation chat, or leave your details and we’ll call you at a time that suits.
021 070 9068I’m a Financial Adviser licensed by the Financial Markets Authority (my registration number is FSP1005563) and a member of a dispute resolution scheme. Disclosure information
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